How to not bust your Christmas budget

How to not bust your Christmas budget

It's the most wonderful time of the year, it's also the most expensive if you don't have a plan.

Let's face it, even if you have been diligent in sticking to a budgeting and saving all year long, this is the time when things can really fall apart if you don't have intention.  Today I wanted to offer some tips to not busting your Christmas budget. 

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9 Christmas Gifts Ideas that cost $0

9 Christmas Gifts Ideas that cost $0

We've all had lean years. Years where month after month there is more month left than money. When you're dealing with the stress of a lean year Christmas, and how to pay for it, can weigh heavy on you.

The last thing I want you to do is stress about how you're going to pay for Christmas. The last thing your loved ones want is for you to stress about Christmas and how you're going to pay for it.

If you're worried about how you're going to afford gifts this year, I have come up with a few ideas for you. A lot of these things can be pulled together for free using things you already have at home.

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Crazy sock exchange ($10 Gift Idea)

Crazy sock exchange ($10 Gift Idea)

I am always stumped at what to get my nieces and nephews. I know kid's interests change a lot and something they might love today might not be something they like tomorrow. 

So last year my sister came up with a great idea. We can do a sock exchange. My sister saw the idea on Pinterest. She thought the idea would translate great for kids. And this is a super cost-effective gift. Each one of these coast me less than $10, sometimes way less because I used free Amazon gift cards. A two-pack of crazy socks can be split among two kids and costs around $4. Books and small games are really inexpensive and can entertain kids for a long time. 

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4 ways Amazon saves on Christmas shopping

4 ways Amazon saves on Christmas shopping

It is finally November and we are inching our way closer to Christmas. Don't blink because the holiday season will be here before you know it. 

This year I vow to have ALL of my Christmas gifts purchased, wrapped and ready to go before Thanksgiving. I am pleased to say that most of the gifts have already been purchased thanks to Amazon

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4 easy ways to earn extra Christmas money

4 easy ways to earn extra Christmas money

I know it's only October but the holiday season is creeping up fast and before you know it Thanksgiving will be here with Christmas right on its heels. So why not take some time to prep?

Christmas should be a time of peace, hope and worship. Not a time of stress because you fear the credit card bills coming in January. Credit card debt sky rockets in January and February according to this report

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