Tips for saving money on car insurance

If you drive a car, auto insurance is a part of your budget. In fact, 48 out of all 50 states require it. And the cost will vary based on where you live. (Sorry Michigan, y’all pay the most.)

But there are some things you can do to save money on auto insurance.

Try to maintain good credit

People with “good” credit usually save around $1200 on auto insurance. 

Don’t take out more than you need.

You might not need a full comprehensive policy when just collision and liability will serve your needs. 

A higher deductible means a lower monthly rate.

Shop around often.

See if you can find better rates and then ask your current insurance company to match or beat those rates.

Be a safe driver.

Keeping a clean driving record, don’t speed and always wear a seatbelt. 

Look at rates while car shopping.

Some cars are just more to insure.  While you’re shopping for a new car call your insurance provider and see what the rates are on that particular vehicle.