Find all the money-saving tips and advice on getting out of debt and staying out of debt.
I haven't had a credit card in six years. That's right, six years. And yes, I've been able to rent a car, get a hotel and even buy a house.
This comes as a shock to my contemporaries. What millennial (I cringe to define myself in that term) doesn't have a credit card? This one!
Read MoreWhy do you need an emergency fund? Because emergencies happen whether you have one or not. Here is an example.
It happened at the worst possible time. Emergencies usually do. It was the middle of June, I had a three week old baby and a 19-month-old toddler and the AC in my car had gone out.
We were halfway to my oldest son's nursery school when it happened.
Read MoreFrugal Debt Free Life is a blog for those looking to get out of debt, stay out of debt, save money and live a more simplistic life style.
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