It happens when we're not paying attention. These little budget leaks start to trickle out each month or each week and before we know it we are underwater.
It's a coffee here, or a trip to the drive-thru on a day you're really, really tired. I mean, do you guys remember the chicken finger incident?
A could weeks ago I did a post on two reasons your spending freeze might have failed. I think this failure is usually due to one of two things, a lack of planning and not changing the root behavior.
I truly believe that big change happens in small steps. It's why the baby steps are so popular, it's why people flock to Weight Watchers. It's why human beings take 40 weeks to grow. Big things happen in tiny steps.
Read More